Expert Capital Gains Tax Advisors

Our comprehensive Capital Gains Tax services help investors, property owners, business owners, and individuals navigate the often complicated world of CGT. Here’s how we help you manage and reduce Capital Gains Tax: 

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Plan asset sales to minimise liabilities. We help structure disposals to use your annual exempt amount, spousal transfers and available reliefs.

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Maximise exemptions and reliefs. From Principal Private Residence Relief to rollover relief, we ensure you retain more of your gains. 

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Navigate complex CGT rules with confidence. We simplify reporting, valuations, and compliance so you stay fully compliant. 

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Time disposals strategically. Early planning of property, business, and investment sales can reduce your overall tax burden

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Manage inherited and gifted assets. Advice on valuations, exemptions and reporting requirements protects your assets. 

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Stay ahead of HMRC reporting deadlines. We handle 60-day residential property filings and full CGT returns. 

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Mitigate risks and avoid mistakes. Expert advice reduces risk of errors that can attract penalties or enquiries.

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Receive proactive guidance year-round. We monitor legislative changes to ensure your CGT planning remains optimised.

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How We Can Help Lower Your CGT Bill

Capital Gains Tax can be complex, and mistakes may mean paying far more than necessary. The tax you owe depends on the type of asset, how and when you sell it, and whether reliefs or allowances apply. Careful planning helps you avoid costly errors and make the most of available reliefs.

Our expert Capital Gains tax advisors help you:

    • Use your annual exempt amount, offset losses, and plan with a spouse or civil partner to reduce taxable gains.
    • Apply reliefs such as Principal Private Residence Relief, Rollover Relief and Incorporation Relief.
    • Plan the timing and structure of property, business, and investment sales to minimise liabilities.
    • Manage inherited and gifted assets by advising on re-basing, holdover relief, and interaction with inheritance tax.
    • Review your overall tax position to combine allowances, reliefs, and exemptions for maximum efficiency.

Experience that Spans Decades

Our clients share why they continue to trust us with their business

Joe Wood

Director, Knowledge Garden Limited

I selected David Howard to act as my accountants for my start up business based on their web site and their prompt response to my inquiry. During the first meeting the knowledge, the technology and professionalism of the partner confirmed my opinion that they would be the right accountants for me.

Helen Francis

Director, World’s End Interiors Limited

David Howard were recommended to us by our financial adviser after we had a difficult time with our previous accountants. From the outset, we were impressed by their professionalism, efficiency and breadth of knowledge. We get on with our business, knowing that our accounts and book-keeping are in very safe hands with the team at David Howard.

Trish Carver

Director, Sims4Training Limited

We have recently moved to David Howard, about a year ago. Quite frankly, I wish I’d made the move years ago. They are helpful, friendly and jargon free. it’s made a world of difference to our ability to forecast and I feel we have much better control of the business. I am happy to recommend them.

 

Reporting Capital Gains Tax

Reporting Capital Gains Tax is a crucial part of managing your liabilities.

Since April 2020, UK residential property sales must be reported within 60 days. Accurate reporting requires understanding allowable costs, losses, reliefs, and reinvestment options.

Changes to Principal Private Residence Relief and Lettings Relief make expert advice especially valuable for second homes. Early planning and timely reporting help ensure transactions are structured to minimise unnecessary tax.

 
 
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Arrange a call with our Capital Gains Tax advisors to get tailored advice for your situation.

FAQs

Here are some of the most common questions we get about Capital Gains Tax

Does a company pay capital gains tax?
  1. Calculate the gain: sale price minus purchase costs and allowable expenses
  2. Apply exemptions and reliefs
  3. Complete your capital gains tax return in Self Assessment
  4. UK residential property: report within 60 days of sale
  5. Pay any tax due through HMRC online
How to report gains from a second property?
 Avoid penalties by filing on time. Residential property gains: 60 days; other assets: Self Assessment deadlines  Inflation can affect thresholds.

 

How to minimise capital gains tax legally?

We will begin in this chapter by dealing with some general quantum mechanical ideas. Some of the statements will be quite precise, others only partially precise. It will be hard to tell you as we go along which is which, but by the time you have finished the rest of the book, you will understand in looking back which parts hold up and which parts were only explained roughly.

What changes to capital gains tax are expected in 2025?

We will begin in this chapter by dealing with some general quantum mechanical ideas. Some of the statements will be quite precise, others only partially precise. It will be hard to tell you as we go along which is which, but by the time you have finished the rest of the book, you will understand in looking back which parts hold up and which parts were only explained roughly.

How to complete a tax return for capital gains?

We will begin in this chapter by dealing with some general quantum mechanical ideas. Some of the statements will be quite precise, others only partially precise. It will be hard to tell you as we go along which is which, but by the time you have finished the rest of the book, you will understand in looking back which parts hold up and which parts were only explained roughly.

What is Capital Gains Tax?

Capital gains tax (CGT) is charged on the profit made when you sell assets, such as property, shares, or business holdings. CGT applies only to the gain, not the total sale amount.

Capital Gains Tax Rates in the UK
Asset Type Basic Rate Taxpayer Higher Rate Taxpayer Notes
Residential Property 18% 28% Applies to gains above the annual exemption
Other Assets 10% 20% Includes shares, business assets, collectibles

Note: Rates adjust periodically. 2025/26 rates reflect current HMRC guidance. Inflation can affect thresholds.

 

Capital Gains Tax on Inherited Property

 Inherited property is CGT-exempt at inheritance but taxable on sale. The gain is calculated using market value at the date of inheritance. Reliefs may apply depending on usage and ownership duration 

How to File a Capital Gains Tax Return
  1. Calculate the gain: sale price minus purchase costs and allowable expenses
  2. Apply exemptions and reliefs
  3. Complete your capital gains tax return in Self Assessment
  4. UK residential property: report within 60 days of sale
  5. Pay any tax due through HMRC online
Key Deadlines and Compliance Tips
 Avoid penalties by filing on time. Residential property gains: 30 days; other assets: Self Assessment deadlines  Inflation can affect thresholds.

 

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Our Capital Gains Tax Services Include

  • HMRC Compliance Services
    We handle all CGT reporting, from 60-day residential property filings to annual tax returns, ensuring accuracy and avoiding penalties.
  • Business Asset Disposal Advice
    Expert guidance on selling companies, shares, or business assets, including maximising reliefs such as Business Asset Disposal Relief.
  • Tax-Efficient Disposal Planning
    Structure property, business, and investment sales to minimise liabilities through careful timing, spousal planning, and available reliefs.
  • Inheritance & Gift Planning
    Advice on inherited property, holdover relief for gifts, and planning that balances Capital Gains Tax with Inheritance Tax.
  • Specialist CGT Support
    Covering non-resident property sales, cryptoassets, and the use of losses to offset future gains.

 

Why Choose Us for Your Capital Gains Tax Planning?

  • Expert Advice: Our CGT advisors are highly experienced and always stay up to date with the latest tax changes.

  • Tailored Solutions: Every situation is unique. We tailor our advice to meet your specific needs, whether you're an individual, investor, or business owner.

  • Proven Success: We’ve helped many clients reduce their CGT bills, comply with HMRC regulations, and avoid penalties.

  • Clear Communication: No jargon. We make sure you understand your options, the reliefs available, and the best strategies for minimising your tax.