Trusted Income Tax Accountants

Our income tax accountants give clear, practical support so you stay compliant with HMRC and keep more of your income.

Why choose David Howard for income tax services:

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Accurate returns, on time. We prepare and file self assessment returns that meet HMRC rules and deadlines.
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Forward planning. We advise on allowances, pensions, investments, and reliefs to reduce liabilities and improve tax efficiency.

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Penalty protection. Avoid fines and stress by letting our team keep your records and submissions compliant.
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Clear advice on tax payments. We explain what you owe, what you’ve already paid, and when payments on account are due

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Integrated tax planning. We link Income Tax advice with Inheritance Tax, CGT and other UK tax obligations to give you a joined-up approach.
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Liaison with HMRC.  We handle correspondence, agree your tax position and deal with coding notices on your behalf.

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Tailored to your circumstances.  Every client’s tax position is different. We shape our service around your income sources, family situation, and financial goals
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Digital compliance. We set up and maintain digital records in line with Making Tax Digital requirements, using HMRC-recognised software.

Get expert Income Tax Advice today

Work with trusted income tax accountants. We support individuals, landlords, sole traders, and small businesses across the UK.
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Making Tax Digital for Income Tax

From April 2026, self-employed people and landlords earning over £50,000 must keep digital records and file quarterly updates to HMRC. 

Our income tax accountants make sure you’re ready:

Set up digital record-keeping with approved software.

Prepare quarterly submissions in line with HMRC rules.

Keep accounts accurate so year-end reporting is simple

Why it matters: Early preparation cuts errors, avoids disruption, and keeps you compliant.

Experience that Spans Decades

Our clients share why they continue to trust us with their business

Joe Wood

Director, Knowledge Garden Limited

I selected David Howard to act as my accountants for my start up business based on their web site and their prompt response to my inquiry. During the first meeting the knowledge, the technology and professionalism of the partner confirmed my opinion that they would be the right accountants for me.

Helen Francis

Director, World’s End Interiors Limited

David Howard were recommended to us by our financial adviser after we had a difficult time with our previous accountants. From the outset, we were impressed by their professionalism, efficiency and breadth of knowledge. We get on with our business, knowing that our accounts and book-keeping are in very safe hands with the team at David Howard.

Trish Carver

Director, Sims4Training Limited

We have recently moved to David Howard, about a year ago. Quite frankly, I wish I’d made the move years ago. They are helpful, friendly and jargon free. it’s made a world of difference to our ability to forecast and I feel we have much better control of the business. I am happy to recommend them.

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Self assessment is complex and penalties are strict. As your self assessment tax return accountants we:

  • Collect the information needed for your return

  • Prepare and file your return online with HMRC

  • Calculate your tax and payments on account

  • Check PAYE coding notices

  • Deal with HMRC directly on your behalf

Why choose us for self assessment

  • Avoid late filing penalties with accurate, on-time returns

  • Reduce stress with a clear process from start to finish

  • Speak to accountants who explain everything in plain English

If you run your own business, we take care of your sole trader income tax return. Our service includes:

  • Guidance on allowable business expenses

  • Accurate profit reporting

  • Timely HMRC submissions

  • Help with payments and repayments

Why choose us for sole trader tax

  • Experienced with self-employed clients across many sectors

  • Practical advice to keep records simple and compliant

  • Year-round support, not just at deadline time

Landlords face detailed rules on rental income. We provide advice on:

  • Tax payable on rental income

  • Allowable expenses and reliefs

  • Record keeping for properties

  • Submissions and payments to HMRC

Why choose us for rental income tax

  • Clear guidance on what expenses you can deduct

  • Advice that helps you stay compliant and save money

  • Support whether you own one property or a portfolio

 

Our income tax consultancy services look beyond annual compliance. We help you plan ahead with:

  • Long-term tax strategies

  • Income structuring to reduce liabilities

  • Pension and investment efficiency

  • Preparation for changes in legislation

Why choose us for tax planning

  • Strategic advice aligned with your financial goals

  • Chartered accountants who understand complex tax issues

Practical plans that adapt as rules change

Personal tax covers more than just income tax. Our chartered income tax accountants also advise on the wider taxes that affect individuals and families. We give clear, practical support so your whole financial position is considered.

Our personal tax service includes:

  • Capital Gains Tax: Advice on property, investments, and asset disposals.

  • Inheritance Tax: Planning to protect family wealth and reduce future liabilities.

  • Dividend and Savings Income: Guidance on allowances, reliefs, and efficient structuring.

  • Pensions and Investments: Tax-efficient contributions and withdrawal strategies.

  • Family Circumstances: Tailored support reflecting your household income and commitments.

Why it matters: Personal tax is about long-term planning, not just annual returns. We help you reduce liabilities across income, capital, and estate taxes while staying fully compliant with HMRC.

 

Our Full Service Accountancy Offering

Get expert Income Tax Advice today

Work with trusted income tax accountants. We support individuals, landlords, sole traders, and small businesses across the UK.

Frequently Asked Questions

When is the deadline for income tax return submissions?

The standard deadline is 31 January following the tax year for online returns. Filing late may result in penalties. 

How does self-employment affect my income tax?

 Self-employed individuals must report profits accurately. You can deduct allowable business expenses to reduce taxable income.

How can I reduce income tax in the UK?

Claim all eligible allowances, contribute to pensions, and use tax-efficient investment options.

You can lower your income tax bill by:

Using allowances: Claim your full personal allowance, marriage allowance (if eligible), and any savings or dividend allowances.

Claiming expenses: Deduct allowable business expenses if you are self-employed.

Contributing to pensions: Pension payments receive tax relief, reducing your taxable income.

Making charitable donations: Gift Aid increases the value of your donation and reduces higher-rate tax.

Investing tax-efficiently: Use ISAs and other approved schemes where returns are free from income tax.

Each option depends on your personal situation. Our income tax accountants explain what applies to you and make sure you don’t miss out.

What are the current income tax bands and thresholds?

For the 2025/26 tax year: 0–£12,570 (personal allowance), 20% basic rate up to £50,270, 40% higher rate to £150,000, 45% additional rate above £150,000.